The Trivino Three-Ring Binder features extra-sturdy, twin-board construction; each board is individually wrapped in Kolo's premium book cloth, and then sandwiched together to create eye-catching color combinations which mix and match well within the Kolo system of albums and Havana boxes. The Trivino comes as covers only. Look for our assortment of refills, including booklets, pocket pages, envelopes, divider tabs, and reinforced pages. Refillable. Use Series P Refills.